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Loss of profit

Insurance of loss of profit is associated with the loss of benefits that the injured party could achieve if the damage covered by the property insurance policy did not occur. Under lost benefit insurance, general damage and two types of specific damage are distinguished: expenses (expenses) and lost benefits (loss of profit).

BI (Business Interruption) insurance is a supplement to property insurance against random events. This is very important because the insurer's possible liability regarding compensation of lost profits will only take place if the damage occurs within the scope of liability relating to the basic policy.

The insurance covers non-achievement of the estimated gross profit and/or the need to incur increased operating costs resulting from the occurrence in the place and period of insurance of a break or disruption of economic activity conducted by the insured.

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Wykonanie: Producer